Services

FINANCIAL CHECKUP/GOAL PLANNING
A general look at all aspects of your financial future and how they inter-relate. An overview, allowing you to make decisions about priorities and the resources needed.

CASH FLOW ORGANIZATION
Addresses the need of organizing and monitoring your cash flow so you can see where your money is going.

RETIREMENT CASH PROJECTIONS
Detailed post-retirement cash flow projections, taking into account all potential sources of retirement income. A retirement planning report will be issued to help you stay on track.

PORTFOLIO ANALYSIS & RECOMMENDATIONS
Analysis and recommendations for any or all of the following aspects of investing: existing investments, porfolio objectives, asset allocation, risk reduction, tax implications. Our certified financial planner™ will review your portfolio and recommend appropriate modifications to meet your financial goals.

PORTFOLIO SUPERVISION
In addition to the Portfolio Analysis above, clients may prefer to leave the day-to-day decisions to us regarding the selection of specific investment vehicles and the timing of purchases and sales.

RISK MANAGEMENT ANALYSIS
Part of any prudent plan for the future is reducing risk to acceptable levels. Our certified financial planner™ will review all types of insurance coverage for your and your family and assist with selecting coverage from the best-rated providers.

ESTATE PLANNING
The creation of a plan that addresses both financial assets and personal values in leaving a legacy, while minimizing federal estate taxes. You can meet with our certified financial planner™ and an experienced estate tax professional in our office. This team will work closely with the appropriate attorney to complete all estate plan documentation.

BUSINESS CONTINUATION PLANNING
The integration of various strategies to provide a smooth business transition in coordination with the business owner's retirement and estate plans.

EMPLOYEE BENEFITS CONSULTING
Advice to businesses regarding employee benefit plans, including pension plans. In addition, our certified financial planner™ will visit your company as often as needed to meet with your employees about their retirement plans. Group meetings with employees can be scheduled quarterly.

COLLEGE FUNDING ANALYSIS
Personalized plans that consider age, likely school of attendance, impact of savings on financial aid and scholarships as well as the types accounts available to meet the need.

TAX PLANNING & TAX PREPARATION
Individual tax planning and tax preparation services, including representation before taxing authorities. Employee stock option analysis.