Services

LFM’s spectrum of services are rendered in a consultative, impartial environment and include:

• Financial planning consultations for specific problems or concerns, e.g., estate planning, risk management, income tax planning, retirement and employee benefits, stock option planning, and educational planning.
• Portfolio management comprised of asset allocation, manager selection, periodic and carefully planned rebalancing of investments, and comprehensive quarterly performance reporting.
• Quarterly client meetings for plan implementation, monitoring, and revisions.
• Individual income tax preparation provided by Stephen’s affiliated CPA firm, www.poplaskicpa.com.
• Working with and referral to legal and insurance professionals who are licensed to provide products and services that are necessary for the implementation of LFM’s financial planning.
• LFM is part of a select group of investment advisors approved by Dimensional Fund Advisors (DFA), portfolio managers specializing in passively managed institutional funds, with full access to their researchers, academics, and portfolio professionals, (www.dfaus.com)

The Process

The Lighthouse process is the structural backbone of our consulting relationship.  It is a consultative, integrated wealth management methodology that uncovers your true financial goals and improves your financial well-being.

Our success is measured by how well we help you achieve success in realizing your life’s goals, not by maximizing returns at any cost.  We assume the role of true client advisors, focused on your best interests, versus “financial facilitators,” who are interested in completing transactions.

Our process is proactive, holistic and individually customized.  We concentrate on data-gathering and setting goals, seeking to identify financial and non-financial issues for each client.  Next, we provide recommendations, tailored plans and implementation services to address your objectives. Finally, we commit to serving your needs and conduct periodic reviews to ensure your plan is on track for life.